“Get out of debt” returned on Monday evening after years – but without the legendary consultant Peter Zwegat (71)! At the beginning, “The New” was also indebted to many loyal Zwegat fans.
At the beginning, Stilianos Brusenbach (52) presented himself well and immediately showed what differentiated him from Peter Zwegat: “The special thing about me is that I am not only a debt adviser, but also a tax advisor.” Zwegat studied social education. Brusenbach also immediately made it clear: “I only give help for self-help.”
In the course of the episode it became clear that his clients really had to take the most important steps themselves! Or maybe not.
With Chantal (25) and Christian (31) Beck in Imsweiler (Rhineland-Palatinate), the new – always well dressed – debt counselor found a case straight out of a debtor picture book: two small children, no income, high consumer debts, high credit debts , no own apartment due to mold damage and utter chaos!
Family father Christian overwhelmed: “The letters that I open, that I create, are the first glance at the amount and the deadline that is set.” However, several letters were still lying around unopened in the apartment. And the opened letters? Christian: “I’m not paying any installments at the moment.”
Brusenbach goes through the calculations with Chantal (25) and Christian (31) BeckPhoto: RTL
It was immediately clear to Brusenbach: “Here is the category: Debtors who have completely lost track of everything.”
It got spicy with the cost statement (but without the classic paper flipchart!). The debt counselor: “Then I came across something: dating portals.” Brusenbach spoke to Christian about it without embarrassment. “You have 1200 euros, I’ll say it blatantly, shot away. The thing is called “Hobby *** contacts. Will you explain to me, man to man, what you were doing there? “
Christian was honest and said of his ex-wife: “I had to find out that she was not so faithful before and during the marriage. I was looking for evidence. “
Together, the young couple came to 47,000 euros in debt! The first classic suggestion from the debt counselor: “Have you ever heard of a household book?” The second, well-known suggestion: smoke less. He also made a plan for the future that a job would increase Christian’s salary.
On their next visit, the couple had a household book, but they didn’t use it. Brusenbach became strict: “Keeping a budget book does not require any money, it requires will.” But the will was lacking. Even after months, the two were unable to keep a household book. After all, Christian found a job as a parcel deliverer after a long time, but that wasn’t enough either. Brusenbach had to act.
After several months, many conversations and attempts, the debt counselor gave up his optimistic plans for the future, telling the couple: “So you have no choice but to join you on the path to consumer bankruptcy.” Get out of debt – the hard way Trip.
With the second family, Thomas (56) and Martina (50) Bilgenroth, Brusenbach was able to coach much more successfully (55,000 euros in debt). In the end, the cooperative couple even agreed to the rescheduling that he had proposed.
But the first broadcast ended with Brusenbach reporting after a conversation with the bank director: “Unfortunately, the bank has now canceled.” Conversations with someone else were supposed to take place – but then the episode was suddenly over. An irreconcilable ending.
The billing of the new edition: The new Zwegat was extremely competent and explained difficult things such as rescheduling loans, personal bankruptcy or Schufa entries with ease and calm, brought seriousness to the sometimes dubious arrangements (Thomas collected old cannonballs, military clothing and swords).
Unfortunately also true: The loving quirkiness of Peter Zwegat had to give way to a consistently professional sensitivity and clarity of Brusenbach.