Why the building savings contract can be worthwhile with the turnaround in interest rates

New construction of residential buildings near Munich

If you cleverly integrate a home savings contract into your real estate financing, you can save a lot of money.

(Photo: IMAGO/Wolfgang Maria Weber)

Frankfurt Low interest rates made home loan savings unattractive for many years. A home savings contract was considered old-fashioned and stuffy, after all, cheap money was also so easy for every buyer with a classic loan.

But suddenly the once popular financing product for buying a property is in demand again. Since the European Central Bank initiated the turnaround in interest rates and construction interest rates have skyrocketed, interested parties have been looking more and more for alternatives.

The real estate financier Interhyp has been reporting a significantly increased demand for home savings contracts for several weeks. But how attractive is the model? And what should interested parties definitely pay attention to?

According to experts, a combination of a classic building loan and building savings is by no means the more attractive option for every home builder and every real estate buyer. The Handelsblatt has compiled what experts recommend and which facts interested parties should know better.

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