Details of the financial support that a public bank will offer to citizens who want to buy Togg T10X have emerged. Allegedly, the legal limits for Togg T10X have been exceeded, and the amount of installments to be paid has been reduced. Credit can be used at a higher rate than normal, with a higher maturity.
The pre-order phase has been completed recently. Togg T10X There has been a remarkable development. Emre Özpeynirci, one of the well-known journalists of the automotive sector, is a public bank created for the fully electric car. details of the loan package revealed. Citizen, this credit package Thanks to the Togg T10X, it will reach a little bit easily. So what exactly does the credit package offer?
The public bank, which we expect the official announcement to come soon, has granted a loan of up to 300 thousand TL. up to 24 months will be used with maturity. The interest rate of the loan to be used is in the life insurance system. 1.36% will be. Citizens who do not want life insurance will have the opportunity to use the same loan at 1.41%.
So what’s the advantage?
Today, when you want to go to any bank and take out a loan for any brand new car, with conditions you will encounter:
| Price range | Loan Withdrawal Rate | Maximum Maturity |
|---|---|---|
| 0 – 400.000 TL | 70% | 48 months |
| 400.001 – 800.000 TL | 50% | 36 months |
| 800.001 – 1.200.000 TL | 30% | 24 months |
| 1.200.001 – 2.000.000 TL | 20% | 12 months |
Togg, in the first stage 1.215.000 TL will sell the “T10X V2 RWD Long Range”, which can be purchased for Under normal conditions, you can use a maximum loan of 243,000 TL for this car. You have to pay this money with a maturity of 12 months. The public bank, whose name has not been disclosed, will have bent these conditions. The legal limits for Togg T10X have been exceeded in terms of both time and loan withdrawal rate, buying a car in terms of installment amount will be facilitated.
Let’s come to the main issue: How will the Togg loan campaign reflect on the pockets of the citizens?
*Image shared by Emre Özpeynirci.
According to the table above, a citizen who withdraws 300 thousand TL from 1.36% and wants to pay it in 24 monthly installments 15.200 TL to 15.330 TL You can have this car by paying between. In case of cash payment of 915,000 TL, Togg will have T10X. Now, not for the Togg T10X, whose price is 1.215.000 TL. any new car Let’s calculate the credit.
We searched for car loans that we can use for the Togg T10X on an active loan origination platform. During the calculation, we wanted to use a loan for the legal limit of 20 percent, ie 243,000 TL. Due to the price of the vehicle, we reduced the maturity to 12 months. Monthly installment amount at our last point 22 thousand 960 TLrose to . The total repayment amount was 276 thousand 739 TL. Of course, let’s say that these are numbers on paper. If you go to the public bank, whose name we have hidden, and ask for a loan, we do not know whether it will give the same rate or not. It is worth remembering that loan rates contain different variables.
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