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Crypto platform Celsius goes bankrupt – what it means for investors

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Dusseldorf Since the beginning of the year, the crypto world has suffered numerous setbacks. For example, the deep fall of the two largest cryptocurrencies: Bitcoin has lost half its value in the last six months, Ether by around 67 percent. The influencing factors are similar to those of the stock market. The consequences, however, are even clearer.

Within a week, three well-known crypto companies filed for bankruptcy. Hedge fund Three Arrows Capital and crypto lender Voyager Digital announced insolvency last week. On Wednesday evening according to US time, the news of the bankruptcy of the industry giant Celsius followed.

The business model of the so-called crypto lending service was the lending and borrowing of digital currencies. The provider had to freeze trading and deposits from its customers a month ago. For the crypto analyst Timo Emden from the analysis company Emden Research of the same name, the insolvency report is therefore no surprise. The actual financial collapse cannot be found in the prices: “Investors have more or less already priced that in.”

Nevertheless, the Celsius bankruptcy hit the crypto world hard. The analyst does not rule out a contagion effect and expects further insolvencies. It could take years for investor confidence to be restored.

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This suffered particularly when the stablecoin Terra crashed in May. As the name suggests, stablecoins usually promise a stable value.

In the Handelsblatt Today podcast, host Lena Jesberg talks to the expert about whether the regulation recently passed by the EU can help the industry or whether the dream of a decentralized financial world is over.

More: Crypto platform Celsius files for bankruptcy

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