For many people, colleagues and business partners make up a significant part of social contacts. In retirement, this circle quickly shrinks to one’s own family.
(Photo: www.imago-images.de)
Munich There are these financial services brochures full of happy gray-haired people who have made it: They are financially free and enjoying their retirement. Now they can catch up on what there was either too little time or too little money for in professional life.
The reality often looks different. With retirement comes disillusionment: Because the pension is not as high as hoped. Because the private provision was not so great after all. Or because life without work is not as sweet as expected. In order to avoid these shocks, it is important to set the right course long before retirement.
The Handelsblatt has compiled how this can happen from discussions with retirement planners, a psychologist and insurance experts. It’s not just about the right investment. But also about how the pension can be designed so that it is secure and about the question of which unforeseen expenses can still come in retirement.
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Get access to this and every other article in the
web and in our app.
Further