How to find the best health insurance

Stretching exercises after jogging

Some statutory health insurance companies offer deductible tariffs. They may be worthwhile for young, healthy people.

(Photo: E+/Getty Images)

Munich The image of the statutory health insurance companies is not the very best. According to Federal Minister of Health Karl Lauterbach, the additional contributions should increase again by 2024 at the latest in order to plug the billions of dollars in the coffers. But not only the contributions are a nuisance for many insured persons, many complain about long waiting times at the doctor and constantly new guidelines from politics, which tend to make the insurance cover smaller rather than larger.

But what many people don’t know: Even if, according to the Social Security Code, around 96 percent of the services provided by the health insurance companies must be the same, there is fierce competition for the remaining services and there are big differences in price and quality.

In addition, unlike many other insurance companies, where switching back and forth makes little sense, people with statutory health insurance can always try out a new health insurance company. The Handelsblatt shows which cash registers are particularly good and cheap and how you can find the best cash register for you.

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