After the BRSA’s warning to banks last week, banks started to send informative messages to their customers about consumer loans. In a message sent by a bank, it was seen that expenditures such as foreign currency/gold and crypto money were defined as ‘non-purpose use’.
Banking Regulation and Supervision Agency (BRSA) came to the fore with the letter it sent to all banks last week. The institution sent a warning letter to the Banks Association of Turkey and the Participation Banks Association of Turkey, and called on the banks to control the transactions against the purpose of use of the loans.
This announcement, which was made by the BRSA before, included another innovation this time. BRSA, for loans ‘out of use‘, he included crypto currency asset transactions among the examples he gave. Shortly after this warning, today, messages started to come from banks showing users that the warning caused movement.
The message sent by the banks: It is a legal obligation to use the loans in accordance with their purpose:
The following statements were included in the message sent by some banks to their customers:
“Dear customer, the use of consumer loans provided by banks in accordance with their purpose is a legal requirement. Buying foreign currency/gold using consumer loans or additional money, sending money to cryptocurrency exchanges or gambling platforms are considered as misuse by the relevant legal authorities. We ask you to pay attention to this issue in your use of credit and additional money, we wish you a good day. “
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After this message sent by the banks, many citizens began to express their reactions.