Number of Individuals Using Personal Loans Announced

As it is known, the ongoing economic difficulties cause many people to turn to loans. Recently, the Banking and Regulatory Authority (BDDK) made important changes regarding loans. In this regulation, the maturity limit was determined as 24 months for loans between 50 and 100 thousand liras, and 12 months for 100 thousand and above. In addition, the minimum payment amount of credit card debts was changed, and this rate was increased to 40% for cards with a limit of more than 25 thousand TL.

Now is From the Banks Association of Turkey (TBB), explanations were made about the number of people using loans across the country. According to the data shared by the TBB Risk Center, the number of people with personal loan debt as of the end of April 36 million 52 thousand reported to have reached the person. In the same period of the previous year, this number was 34 million 538 thousand. Before the epidemic, 32 million 156 thousand people had personal loan debt.

Total debt has exceeded 1 trillion liras in the last year

The numbers shared by the TBB also included the total loan debt. Accordingly, as of the end of April 2022, the total loan debt amount has exceeded 902.5 billion liras in the past year. 1 trillion 137 billion liras achieved a significant increase. It was also among the statements that this number was 1 trillion 47 billion liras in December of last year and 659 billion liras in March 2020.

In addition, the data on the average of personal loan debt in the last year drew attention. Accordingly, this number, which was 26 thousand 131 TL last year, has increased as of April. for 31 thousand 541 liras reached. TBB data showing that those who have housing loan debts have decreased, show that the people who have this debt are more than 2 million 539 thousand in a year. 2 million 479 thousand revealed. The amount of debt in the housing loan is 285.4 billion liras. rose to 330.9 billion liras.

Data on loans for vehicles, one of the things that have increased in price significantly, were also shared. Accordingly, the number of people using vehicle loans has exceeded 473 thousand. to 438 thousand people declined. The amount is from 47.9 billion TL 62.3 billion liras rose.

Finally, the data revealed that there was an increase in consumer loan users. The number of users of this type of loan is 28 million 297 thousand. 28 million 627 thousand While it is seen that the amount increased from 414.5 billion 502.3 billion liras reaching attention.