The Gold Saving System, announced by the Minister of Treasury and Finance Nureddin Nebati, aiming to evaluate the gold under the pillow, came into effect today. So what does this system promise?
The Ministry of Treasury and Finance, which aims to bring gold under the pillow into the economy, has put into use the ‘Gold Savings Ecosystem Project’ as of today. Within the scope of the project, citizens can collect their gold without waiting for the gold collection days in 81 provinces. opportunity to deposit in banks Will have. In addition, no expense will be charged for gold deposits made through authorized jewelers at the Gold Valuation Point.
In the project, which was initiated by the Ministry ‘with the aim of eliminating the risks such as the loss and theft of gold’. There are three different systems. The Mint Quarter Gold System, Bank Gold Valuation System and Jeweler’s Gold Appraisal System will operate as follows:
Gold Saving System basically consists of 3 separate systems
Mint Quarter Gold System: Gold produced by the mintRegardless of the number, it can be deposited to accounts by opening a “Quarter Account” or “Winning Quarter Account” in banks included in the “Mint Winning Quarter Account System” and financial participation banks (Ziraat Bank, VakıfBank, Halkbank, Emlak Katılım, Vakıf Katılım, Ziraat Katılım).
Bank Gold Valuation System: The system that enables the easy and safe transfer of gold to the bank account via the bank branches (Albaraka, Akbank, Anadolubank, Denizbank, Kuveyt Türk, TEB, Türkiye Katılım, Garanti BBVA, QNB Finans, VakıfKatilılım, Yapı Kredi) included in the system.
Jeweler Gold Rating System: In the system established by “Istanbul Gold Refinery Inc.” through authorized jewelers system that allows the transfer to a bank account.
The desired account can be chosen:
In the Gold Saving System, citizens will be able to choose Gold Deposit Accounts, Gold Participation Accounts, Quarter Account, Quarter Participation Account, TL Deposit with Gold Conversion or TL Participation Account with Gold Conversion.
How will the profit be?
According to the information in the shared “10 Questions Gold Saving System” document, citizens will make profit at the end of their maturity if they open TL deposit and participation deposit accounts with gold conversion. According to this,
While gram gold is 800 TL, 100 grams of gold converted will be deposited in the citizen’s bank account as 80 thousand TL. Minimum amount to the citizen during the 3-month term 3.51% interest will be applied. At the end of the maturity period, the income of the citizen will remain constant even if the value of gold decreases and the money in the bank account will be 82,208 TL (2,808 TL). If the value of gold increases, the increase in value and the interest gain will be added at the same time.
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