Statutory health insurance is becoming more expensive – private as an alternative?

Frankfurt Statutory or private health insurance? For many consumers, this question will be even more difficult to answer in the future: Statutory health insurance (GKV), which covers most citizens, will be more expensive at the turn of the year.

As Federal Health Minister Karl Lauterbach (SPD) recently announced, the average additional contribution is to be increased by 0.3 percentage points to 1.6 percent of gross income. A recent study suggests it could be even more.

Civil servants, the self-employed and high-earning employees can also take out private health insurance (PKV). This offers more individual and sometimes better services, for example at the doctor’s or in the hospital. Although there are also disadvantages here that those who want to change should be aware of.

The question remains: is it now worth switching from statutory health insurance to private health insurance? The following overview provides answers to the most important questions about health insurance.

Why is statutory health insurance becoming more expensive?