In 2015, two vehicles were involved in Gaziantep. traffic accident then, a precedent decision was taken in the case with the insurance company of one of the parties, which has continued until today. Official newspaperAccording to the decision published in .
Precedent decision for traffic insurance policy limit
The person who is not at fault in the accident that occurred in 2015, to the insurance company In addition to the damage to the vehicle, it also applied for loss of value. Upon this application, the plaintiff’s 19 thousand 969 TL damage cost It was met and it was also decided that there was a loss of value of 11 thousand TL in the vehicle.
As of the date of the accident, material damage is mandatory insurance policy limit It is expressed as 29 thousand TL per vehicle. For this reason, the remaining 9 thousand 31 liras from the damage within the scope of the insurance limit must be paid by the other party. from traffic insurancefor 1,969 liras from the discretionary liability insurer A lawsuit was filed to secure
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in 2016 Gaziantep 1st Commercial Court of First Instance In the decision taken by the court, 9 thousand 31 liras of the lawsuit was accepted, while a negative result was obtained for the remaining 1,961 liras. Upon this decision, the plaintiff filed an appeal and Gaziantep Regional Court of Justice He rejected the appeal in terms of amount.
At the request of the Ministry of Justice Supreme Court Chief Prosecutor’s Office It was requested that the decision taken by the court be reversed for the benefit of the law. 4th Civil Chamber of the Supreme Court ruled that the decision should be reversed for the benefit of the law, without being effective in the outcome.
With the decision taken, the remaining 1,961 TL of the insurance limit in the case is optional. from liability insurance company It was reported that the refusal of the request was wrong. Responsibility for compensation for damages caused by traffic accidents compulsory traffic insurance While underlining that it belongs to the company, it was stated that in cases where the amount of damage exceeds the insurance limit, the voluntary liability insurance coverage begins.
Thus, in accidents traffic insurance policy limit In cases where it is exceeded, it is possible to apply to voluntary liability insurance companies. So what do you think about this decision? You can share your views with us in the comments section.