Car insurance, one of the most important insurance products for vehicle owners, is often confused with traffic insurance. Car insurance is an insurance that covers the damages of vehicle owners in case of some undesirable situations. It is not legally obligatory to have it, like traffic insurance. However, let’s add that it is an insurance product that is a great benefit for every vehicle owner to have because of the guarantees it offers.
5 most frequently asked questions about insurance!
Well, did you know which are the frequently asked questions about automobile insurance? Request insurance The most frequently asked questions and answers about insurance…
- What Coverage Does Motor Car Insurance Cover?
Car insurance is an insurance product that is activated in case of crash, collision or theft. At the same time, in cases such as natural disasters, burning, damage to the vehicle due to public movements, damage to the vehicle by third parties, it is possible to cover the damage, provided that the damage is within the limits. What is decisive here is which guarantees are included in the insurance policy. Vehicle owners can ensure that additional coverages are also included in their policy, in which case the coverage of the policy will be much broader.
- How are Motor Insurance Prices Determined?
While determining the prices in motor insurance, only the brand and model of the vehicle are not taken into account. The license plate province of the vehicle, the city of residence, the past damage and accident information of both the vehicle and the owner are also factors taken into consideration in determining the insurance premium price. Of course, the model and type of the vehicle are also taken into account, and in line with all this information, premiums, ie prices, are determined in motor insurance. This is the reason why different price offers are offered for two vehicles of the same make and model. Other parameters may require that the price offer for the two vehicles correspond to different figures.
The insurance values of the vehicle are determined by the Association of Insurance and Reinsurance Companies of Turkey (TSB). In determining these values, the vehicle models available in the market every month, the age of the vehicles are taken into consideration. Vehicle owners can also learn the insurance value of their vehicles through the TSB website.
- In Which Circumstances Does Motor Car Insurance Not Pay?
Vehicle owners should also know in which cases the payment is not made even though they have taken out automobile insurance. If the vehicle is damaged due to a situation that is not included in the motor insurance policy, the insurance will not cover this damage. Insurance does not pay other than the general terms and conditions of the motor own damage insurance. Apart from these, we should note that the insurance does not pay in case of drunk driving or driving without a license. The same is true for drug use. The insurance policy contains all the necessary information on this subject.
- Which Company Is More Advantageous in Motor Car Insurance?
Considering many factors, we can say that Generali Insurance is the most advantageous automobile insurance option for vehicle owners. Many car owners who want to have their car insured at affordable prices also prefer this company. One of the reasons why the automobile insurance offered by Generali Insurance is frequently preferred is the discounts offered.
Along with the no claim discount, various discount opportunities such as special contracted service discount and exempted policy discount are also offered to you. Therefore, those who want to benefit from an advantageous automobile insurance option prefer Generali Insurance. By visiting the company’s website, generali.com.tr, you can find detailed information about both motor own damage insurance and the privileges offered.
- Does Motor Car Insurance Cover Road Assistance?
Car insurance offered by Generali Insurance also covers roadside assistance. In case of breakdown or accident, towing, salvage and roadside repair services are covered. However, let’s add for those who do not know that support is provided in frequent situations such as tire bursts and in case of running out of gas. Moreover, it is possible to benefit from these services 24/7!